/* ============================================================
   UP NORTH RETIREMENT - Main Stylesheet
   Built for 55-75 year old retirees: big type, high contrast,
   generous spacing, simple layouts.
   ============================================================ */

/* === RESET & BASE === */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

:root {
  /* Colors */
  --navy: #0f1c2e;
  --navy-light: #1a2d47;
  --navy-hover: #243a5a;
  --gold: #c9a84c;
  --gold-light: #e8d5a0;
  --gold-dark: #a88a3a;
  --cream: #faf8f4;
  --warm-gray: #f5f2ed;
  --text-dark: #1a1a1a;
  --text-medium: #4a4a4a;
  --text-light: #6b6b6b;
  --white: #ffffff;
  --green: #2d6a4f;
  --green-light: #e8f5e9;
  --red-error: #d80111;
  --border-light: rgba(0,0,0,0.06);

  /* Typography */
  --font-heading: 'Playfair Display', Georgia, 'Times New Roman', serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

  /* Spacing */
  --section-padding: 100px 40px;
  --container-max: 1200px;

  /* Transitions */
  --ease: cubic-bezier(0.25, 0.46, 0.45, 0.94);
}

html {
  font-size: 18px;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
ul, ol { list-style: none; }

/* Skip to content for accessibility */
.skip-link {
  position: absolute;
  top: -100px;
  left: 0;
  background: var(--navy);
  color: var(--white);
  padding: 12px 24px;
  z-index: 1000;
  font-size: 14px;
  transition: top 0.2s;
}
.skip-link:focus { top: 0; }

/* === CONTAINER === */
.container {
  max-width: var(--container-max);
  margin: 0 auto;
  width: 100%;
}

/* === NAVIGATION === */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  background: var(--white);
  border-bottom: 1px solid var(--border-light);
  padding: 0 40px;
  height: 80px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  transition: box-shadow 0.3s var(--ease);
}
.nav.scrolled { box-shadow: 0 2px 20px rgba(0,0,0,0.08); }

.nav-logo {
  display: flex;
  align-items: center;
  gap: 14px;
}
.nav-logo-icon {
  width: 44px;
  height: 44px;
  background: var(--navy);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 20px;
}
.nav-logo-text {
  font-family: var(--font-heading);
  font-size: 20px;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: -0.3px;
}
.nav-logo-text span { color: var(--gold-dark); }

.nav-links {
  display: flex;
  align-items: center;
  gap: 36px;
}
.nav-links a {
  color: var(--text-medium);
  font-size: 15px;
  font-weight: 500;
  letter-spacing: 0.3px;
  transition: color 0.2s var(--ease);
}
.nav-links a:hover { color: var(--navy); }
.nav-links a.active { color: var(--navy); font-weight: 600; }
.nav-phone {
  color: var(--navy) !important;
  font-weight: 600 !important;
}
.nav-cta {
  background: var(--navy);
  color: var(--white) !important;
  padding: 12px 28px;
  border-radius: 8px;
  font-size: 14px !important;
  font-weight: 600 !important;
  letter-spacing: 0.5px;
  transition: all 0.2s var(--ease);
}
.nav-cta:hover {
  background: var(--navy-hover);
  transform: translateY(-1px);
}

/* Mobile menu toggle */
.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  flex-direction: column;
  gap: 5px;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--navy);
  transition: all 0.3s var(--ease);
}
.nav-toggle.open span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.nav-toggle.open span:nth-child(2) { opacity: 0; }
.nav-toggle.open span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

.nav-mobile {
  display: none;
  position: fixed;
  top: 80px;
  left: 0;
  right: 0;
  bottom: 0;
  background: var(--white);
  padding: 32px 24px;
  flex-direction: column;
  gap: 8px;
  z-index: 99;
  overflow-y: auto;
}
.nav-mobile.open { display: flex; }
.nav-mobile a {
  display: block;
  padding: 16px 20px;
  font-size: 18px;
  font-weight: 500;
  color: var(--text-dark);
  border-radius: 10px;
  transition: background 0.2s;
}
.nav-mobile a:hover { background: var(--cream); }
.nav-mobile .nav-cta {
  text-align: center;
  margin-top: 16px;
  padding: 18px 28px;
  font-size: 16px !important;
}
.nav-mobile .nav-phone-mobile {
  text-align: center;
  padding: 14px;
  font-size: 20px;
  font-weight: 600;
  color: var(--navy);
}

/* === BUTTONS === */
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--navy);
  color: var(--white);
  padding: 18px 36px;
  border-radius: 10px;
  font-size: 16px;
  font-weight: 600;
  font-family: var(--font-body);
  border: none;
  cursor: pointer;
  transition: all 0.25s var(--ease);
}
.btn-primary:hover {
  background: var(--navy-hover);
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(15,28,46,0.2);
}

.btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: transparent;
  color: var(--navy);
  padding: 18px 36px;
  border-radius: 10px;
  font-size: 16px;
  font-weight: 500;
  font-family: var(--font-body);
  border: 2px solid rgba(15,28,46,0.15);
  cursor: pointer;
  transition: all 0.25s var(--ease);
}
.btn-secondary:hover {
  border-color: var(--navy);
  background: rgba(15,28,46,0.03);
}

.btn-gold {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--gold);
  color: var(--navy);
  padding: 20px 44px;
  border-radius: 10px;
  font-size: 16px;
  font-weight: 700;
  font-family: var(--font-body);
  border: none;
  cursor: pointer;
  transition: all 0.25s var(--ease);
}
.btn-gold:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(201,168,76,0.3);
}

.btn-outline-gold {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: transparent;
  color: var(--gold);
  padding: 18px 36px;
  border-radius: 10px;
  font-size: 16px;
  font-weight: 600;
  font-family: var(--font-body);
  border: 2px solid var(--gold);
  cursor: pointer;
  transition: all 0.25s var(--ease);
}
.btn-outline-gold:hover {
  background: rgba(201,168,76,0.1);
}

/* === HERO (Homepage) === */
.hero {
  padding: 160px 40px 100px;
  background: linear-gradient(165deg, var(--cream) 0%, var(--white) 50%, var(--warm-gray) 100%);
  position: relative;
  overflow: hidden;
}
.hero::after {
  content: '';
  position: absolute;
  top: -200px;
  right: -200px;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(201,168,76,0.08) 0%, transparent 70%);
  border-radius: 50%;
}
.hero-inner {
  max-width: var(--container-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 80px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--white);
  border: 1px solid var(--gold-light);
  padding: 8px 18px;
  border-radius: 100px;
  font-size: 13px;
  font-weight: 600;
  color: var(--gold-dark);
  letter-spacing: 0.8px;
  text-transform: uppercase;
  margin-bottom: 28px;
}
.hero-badge::before {
  content: '';
  width: 8px;
  height: 8px;
  background: var(--gold);
  border-radius: 50%;
  flex-shrink: 0;
}
.hero h1 {
  font-family: var(--font-heading);
  font-size: 54px;
  font-weight: 700;
  line-height: 1.15;
  color: var(--navy);
  margin-bottom: 24px;
  letter-spacing: -0.5px;
}
.hero h1 em {
  font-style: normal;
  color: var(--gold-dark);
}
.hero-subtitle {
  font-size: 20px;
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 40px;
  max-width: 520px;
  font-weight: 300;
}
.hero-actions {
  display: flex;
  gap: 16px;
  align-items: center;
  flex-wrap: wrap;
}
.hero-image-area {
  position: relative;
}
.hero-photo {
  width: 100%;
  aspect-ratio: 4/5;
  border-radius: 20px;
  overflow: hidden;
  position: relative;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
}
.hero-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.hero-photo-placeholder {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  height: 100%;
  color: var(--gold-light);
}
.hero-photo-placeholder .name {
  font-family: var(--font-heading);
  font-size: 22px;
  color: var(--white);
  margin-bottom: 6px;
}
.hero-photo-placeholder .sub {
  font-size: 13px;
  opacity: 0.8;
}
.hero-stat-card {
  position: absolute;
  background: var(--white);
  border-radius: 14px;
  padding: 18px 24px;
  box-shadow: 0 10px 40px rgba(0,0,0,0.1);
  z-index: 2;
}
.hero-stat-card.top-right { top: -10px; right: -20px; }
.hero-stat-card.bottom-left { bottom: 30px; left: -30px; }
.stat-number {
  font-family: var(--font-heading);
  font-size: 28px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1;
}
.stat-label {
  font-size: 12px;
  color: var(--text-light);
  font-weight: 500;
  margin-top: 4px;
  letter-spacing: 0.3px;
}

/* === TRUST BAR === */
.trust-bar {
  background: var(--navy);
  padding: 40px;
}
.trust-bar-inner {
  max-width: var(--container-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 40px;
  text-align: center;
}
.trust-item { color: var(--white); }
.trust-number {
  font-family: var(--font-heading);
  font-size: 36px;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 8px;
}
.trust-label {
  font-size: 14px;
  color: rgba(255,255,255,0.7);
  font-weight: 400;
  line-height: 1.5;
}

/* === SECTION COMMON === */
.section { padding: var(--section-padding); }
.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 64px;
}
.section-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--gold-dark);
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.section-title {
  font-family: var(--font-heading);
  font-size: 40px;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.2;
  margin-bottom: 16px;
}
.section-subtitle {
  font-size: 18px;
  color: var(--text-light);
  line-height: 1.7;
  font-weight: 300;
}

/* === ABOUT / AUTHORITY === */
.about-grid {
  max-width: var(--container-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 80px;
  align-items: center;
}
.about-image {
  aspect-ratio: 3/4;
  background: linear-gradient(135deg, var(--warm-gray) 0%, #e8e4dd 100%);
  border-radius: 20px;
  overflow: hidden;
  position: relative;
}
.about-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.about-image::after {
  content: '';
  position: absolute;
  inset: -8px;
  border: 2px solid var(--gold-light);
  border-radius: 24px;
  opacity: 0.5;
  pointer-events: none;
}
.about-content h2 {
  font-family: var(--font-heading);
  font-size: 38px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 24px;
  line-height: 1.2;
}
.about-content p {
  font-size: 17px;
  color: var(--text-medium);
  line-height: 1.8;
  margin-bottom: 20px;
  font-weight: 300;
}
.credential-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin: 32px 0 36px;
}
.credential-item {
  display: flex;
  align-items: center;
  gap: 14px;
  font-size: 16px;
  color: var(--text-dark);
  font-weight: 500;
}
.credential-icon {
  width: 36px;
  height: 36px;
  background: var(--green-light);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--green);
  font-size: 16px;
  flex-shrink: 0;
}

/* === SERVICE CARDS === */
.services-grid {
  max-width: var(--container-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.service-card {
  background: var(--white);
  border-radius: 16px;
  padding: 40px 32px;
  border: 1px solid rgba(0,0,0,0.04);
  transition: all 0.3s var(--ease);
}
.service-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 16px 48px rgba(0,0,0,0.08);
}
.service-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
  font-size: 24px;
  color: var(--gold);
}
.service-card h3 {
  font-family: var(--font-heading);
  font-size: 22px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 14px;
}
.service-card p {
  font-size: 15px;
  color: var(--text-light);
  line-height: 1.7;
  margin-bottom: 24px;
}
.service-link {
  font-size: 14px;
  font-weight: 600;
  color: var(--gold-dark);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap 0.2s var(--ease);
}
.service-link:hover { gap: 10px; }
.service-link::after { content: '\2192'; }

/* === TESTIMONIALS === */
.testimonials-grid {
  max-width: var(--container-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.testimonial-card {
  background: var(--cream);
  border-radius: 16px;
  padding: 36px;
}
.testimonial-stars {
  color: var(--gold);
  font-size: 16px;
  letter-spacing: 2px;
  margin-bottom: 16px;
}
.testimonial-text {
  font-size: 16px;
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 24px;
  font-style: italic;
  font-weight: 300;
}
.testimonial-author {
  display: flex;
  align-items: center;
  gap: 12px;
}
.testimonial-avatar {
  width: 44px;
  height: 44px;
  background: var(--navy);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 16px;
  flex-shrink: 0;
}
.testimonial-name {
  font-weight: 600;
  font-size: 15px;
  color: var(--navy);
}
.testimonial-role {
  font-size: 13px;
  color: var(--text-light);
}

/* === EDUCATION / VIDEO CARDS === */
.education-grid {
  max-width: var(--container-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.edu-card {
  background: var(--white);
  border-radius: 16px;
  overflow: hidden;
  transition: all 0.3s var(--ease);
  border: 1px solid rgba(0,0,0,0.04);
}
.edu-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 36px rgba(0,0,0,0.08);
}
.edu-thumb {
  aspect-ratio: 16/9;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}
.edu-play {
  width: 56px;
  height: 56px;
  background: rgba(255,255,255,0.2);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  backdrop-filter: blur(8px);
  border: 2px solid rgba(255,255,255,0.3);
}
.edu-play::after {
  content: '';
  width: 0;
  height: 0;
  border-top: 10px solid transparent;
  border-bottom: 10px solid transparent;
  border-left: 16px solid white;
  margin-left: 3px;
}
.edu-tag {
  position: absolute;
  top: 12px;
  left: 12px;
  background: var(--gold);
  color: var(--navy);
  padding: 4px 12px;
  border-radius: 6px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.5px;
  text-transform: uppercase;
}
.edu-body {
  padding: 24px;
}
.edu-body h3 {
  font-family: var(--font-heading);
  font-size: 18px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 8px;
}
.edu-body p {
  font-size: 14px;
  color: var(--text-light);
  line-height: 1.6;
}

/* === CTA SECTION === */
.cta-section {
  padding: var(--section-padding);
  background: linear-gradient(135deg, var(--navy) 0%, #0d1926 100%);
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-section::before {
  content: '';
  position: absolute;
  top: -150px;
  left: 50%;
  transform: translateX(-50%);
  width: 800px;
  height: 800px;
  background: radial-gradient(circle, rgba(201,168,76,0.1) 0%, transparent 60%);
  border-radius: 50%;
}
.cta-inner {
  max-width: 700px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}
.cta-section h2 {
  font-family: var(--font-heading);
  font-size: 42px;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 20px;
  line-height: 1.2;
}
.cta-section p {
  font-size: 18px;
  color: rgba(255,255,255,0.6);
  margin-bottom: 40px;
  font-weight: 300;
  line-height: 1.7;
}
.cta-note {
  font-size: 14px;
  color: rgba(255,255,255,0.4);
  margin-top: 16px;
}

/* === PAGE HERO (inner pages) === */
.page-hero {
  padding: 140px 40px 60px;
  background: linear-gradient(165deg, var(--cream) 0%, var(--white) 100%);
  text-align: center;
}
.page-hero h1 {
  font-family: var(--font-heading);
  font-size: 48px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 16px;
  line-height: 1.15;
}
.page-hero .lead {
  font-size: 20px;
  color: var(--text-medium);
  max-width: 640px;
  margin: 0 auto;
  line-height: 1.7;
  font-weight: 300;
}
.breadcrumb {
  font-size: 13px;
  color: var(--text-light);
  margin-bottom: 24px;
}
.breadcrumb a { color: var(--gold-dark); }
.breadcrumb a:hover { text-decoration: underline; }
.breadcrumb span { margin: 0 8px; }

/* === CONTENT BLOCKS === */
.content-section {
  padding: 80px 40px;
}
.content-narrow {
  max-width: 780px;
  margin: 0 auto;
}
.content-narrow h2 {
  font-family: var(--font-heading);
  font-size: 32px;
  font-weight: 600;
  color: var(--navy);
  margin: 48px 0 16px;
  line-height: 1.3;
}
.content-narrow h2:first-child { margin-top: 0; }
.content-narrow h3 {
  font-family: var(--font-heading);
  font-size: 24px;
  font-weight: 600;
  color: var(--navy);
  margin: 36px 0 12px;
  line-height: 1.3;
}
.content-narrow p {
  font-size: 17px;
  color: var(--text-medium);
  line-height: 1.8;
  margin-bottom: 20px;
  font-weight: 300;
}
.content-narrow ul, .content-narrow ol {
  margin: 16px 0 24px 24px;
  list-style: disc;
}
.content-narrow li {
  font-size: 17px;
  color: var(--text-medium);
  line-height: 1.8;
  margin-bottom: 8px;
  font-weight: 300;
}
.content-narrow blockquote {
  border-left: 4px solid var(--gold);
  padding: 16px 24px;
  margin: 24px 0;
  background: var(--cream);
  border-radius: 0 8px 8px 0;
}
.content-narrow blockquote p {
  font-style: italic;
  color: var(--text-dark);
  margin-bottom: 0;
}

/* === FORMS === */
.form-group {
  margin-bottom: 20px;
}
.form-label {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 8px;
}
.form-input,
.form-textarea {
  width: 100%;
  padding: 16px 20px;
  font-size: 16px;
  font-family: var(--font-body);
  color: var(--text-dark);
  background: var(--white);
  border: 2px solid rgba(0,0,0,0.1);
  border-radius: 10px;
  transition: border-color 0.2s var(--ease);
  -webkit-appearance: none;
}
.form-input:focus,
.form-textarea:focus {
  outline: none;
  border-color: var(--navy);
}
.form-textarea {
  min-height: 140px;
  resize: vertical;
}
.form-error {
  font-size: 13px;
  color: var(--red-error);
  margin-top: 6px;
  display: none;
}

/* === FAQ ACCORDION === */
.faq-list {
  max-width: 800px;
  margin: 0 auto;
}
.faq-category {
  margin-bottom: 48px;
}
.faq-category-title {
  font-family: var(--font-heading);
  font-size: 28px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 24px;
  padding-bottom: 12px;
  border-bottom: 2px solid var(--gold-light);
}
.faq-item {
  border-bottom: 1px solid var(--border-light);
}
.faq-question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 24px 0;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  font-size: 17px;
  font-weight: 600;
  color: var(--text-dark);
  font-family: var(--font-body);
  line-height: 1.5;
}
.faq-question:hover { color: var(--navy); }
.faq-icon {
  width: 24px;
  height: 24px;
  flex-shrink: 0;
  margin-left: 16px;
  transition: transform 0.3s var(--ease);
  color: var(--gold-dark);
}
.faq-item.open .faq-icon { transform: rotate(180deg); }
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s var(--ease);
}
.faq-answer-inner {
  padding: 0 0 24px;
  font-size: 16px;
  color: var(--text-medium);
  line-height: 1.8;
  font-weight: 300;
}

/* === BLOG LISTING === */
.blog-grid {
  max-width: var(--container-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}
.blog-card {
  background: var(--white);
  border-radius: 16px;
  padding: 36px;
  border: 1px solid var(--border-light);
  transition: all 0.3s var(--ease);
}
.blog-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 36px rgba(0,0,0,0.06);
}
.blog-card .tag {
  font-size: 12px;
  font-weight: 600;
  color: var(--gold-dark);
  letter-spacing: 0.8px;
  text-transform: uppercase;
  margin-bottom: 12px;
}
.blog-card h3 {
  font-family: var(--font-heading);
  font-size: 22px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 12px;
  line-height: 1.3;
}
.blog-card p {
  font-size: 15px;
  color: var(--text-light);
  line-height: 1.7;
  margin-bottom: 20px;
}
.blog-card .read-more {
  font-size: 14px;
  font-weight: 600;
  color: var(--gold-dark);
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.blog-card .read-more::after { content: '\2192'; }

/* === ARTICLE === */
.article-meta {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 32px;
  font-size: 14px;
  color: var(--text-light);
}
.article-author {
  display: flex;
  align-items: center;
  gap: 10px;
}
.article-author-avatar {
  width: 36px;
  height: 36px;
  background: var(--navy);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 14px;
}
.article-related {
  margin-top: 64px;
  padding-top: 48px;
  border-top: 2px solid var(--border-light);
}
.article-related h3 {
  font-family: var(--font-heading);
  font-size: 24px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 24px;
}

/* === CONTACT PAGE === */
.contact-grid {
  max-width: var(--container-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
}
.contact-info-card {
  background: var(--cream);
  border-radius: 16px;
  padding: 36px;
  margin-bottom: 24px;
}
.contact-info-card h3 {
  font-family: var(--font-heading);
  font-size: 20px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 16px;
}
.contact-info-item {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 12px 0;
  font-size: 16px;
  color: var(--text-medium);
}
.contact-info-icon {
  width: 40px;
  height: 40px;
  background: var(--navy);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-size: 18px;
  flex-shrink: 0;
}

/* === FOOTER === */
.footer {
  background: #0a1420;
  padding: 80px 40px 40px;
  color: rgba(255,255,255,0.5);
}
.footer-inner {
  max-width: var(--container-max);
  margin: 0 auto;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 60px;
  margin-bottom: 60px;
}
.footer-brand h3 {
  font-family: var(--font-heading);
  color: var(--white);
  font-size: 22px;
  margin-bottom: 16px;
}
.footer-brand p {
  font-size: 14px;
  line-height: 1.8;
  max-width: 320px;
}
.footer-col h4 {
  color: var(--white);
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  margin-bottom: 20px;
}
.footer-col ul {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.footer-col a {
  color: rgba(255,255,255,0.5);
  font-size: 14px;
  transition: color 0.2s var(--ease);
}
.footer-col a:hover { color: var(--gold); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 30px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
}
.footer-legal a {
  color: rgba(255,255,255,0.4);
  margin-left: 24px;
}
.footer-legal a:hover { color: var(--gold); }

/* === PROCESS STEPS === */
.process-steps {
  max-width: var(--container-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  counter-reset: step;
}
.process-step {
  text-align: center;
  position: relative;
  counter-increment: step;
}
.process-step::before {
  content: counter(step);
  display: flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  background: var(--navy);
  color: var(--gold);
  font-family: var(--font-heading);
  font-size: 24px;
  font-weight: 700;
  border-radius: 50%;
  margin: 0 auto 20px;
}
.process-step h3 {
  font-family: var(--font-heading);
  font-size: 18px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 10px;
}
.process-step p {
  font-size: 14px;
  color: var(--text-light);
  line-height: 1.6;
}

/* === FEATURES / CHECKLIST === */
.features-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin: 32px 0;
}
.feature-item {
  display: flex;
  gap: 14px;
  padding: 20px;
  background: var(--cream);
  border-radius: 12px;
}
.feature-check {
  width: 28px;
  height: 28px;
  background: var(--green-light);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--green);
  font-size: 14px;
  flex-shrink: 0;
}
.feature-item h4 {
  font-size: 15px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 4px;
}
.feature-item p {
  font-size: 14px;
  color: var(--text-light);
  line-height: 1.5;
}

/* === LEGAL PAGE === */
.legal-section {
  margin-bottom: 48px;
}
.legal-section h2 {
  font-family: var(--font-heading);
  font-size: 28px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 20px;
}
.legal-section p {
  font-size: 15px;
  color: var(--text-medium);
  line-height: 1.8;
  margin-bottom: 16px;
}
.legal-section ul {
  margin: 12px 0 20px 24px;
  list-style: disc;
}
.legal-section li {
  font-size: 15px;
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 6px;
}

/* === VIDEO GRID (videos page) === */
.video-category {
  margin-bottom: 64px;
}
.video-category-title {
  font-family: var(--font-heading);
  font-size: 28px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 24px;
}
.video-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

/* === 404 === */
.not-found {
  min-height: 80vh;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 40px;
}
.not-found h1 {
  font-family: var(--font-heading);
  font-size: 120px;
  font-weight: 700;
  color: var(--gold-light);
  line-height: 1;
}
.not-found h2 {
  font-family: var(--font-heading);
  font-size: 32px;
  font-weight: 600;
  color: var(--navy);
  margin: 16px 0;
}
.not-found p {
  font-size: 18px;
  color: var(--text-light);
  margin-bottom: 32px;
}

/* ============================================================
   RESPONSIVE
   ============================================================ */

@media (max-width: 1024px) {
  .services-grid,
  .testimonials-grid,
  .education-grid,
  .video-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .process-steps { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
}

@media (max-width: 768px) {
  :root {
    --section-padding: 60px 20px;
  }

  html { font-size: 16px; }

  /* Nav */
  .nav { padding: 0 20px; height: 70px; }
  .nav-links { display: none; }
  .nav-toggle { display: flex; }
  .nav-mobile.open { display: flex; }

  /* Hero */
  .hero { padding: 110px 20px 60px; }
  .hero-inner {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .hero h1 { font-size: 36px; }
  .hero-subtitle { font-size: 18px; }
  .hero-image-area { order: -1; }
  .hero-stat-card.top-right { right: 10px; top: 10px; }
  .hero-stat-card.bottom-left { left: 10px; bottom: 20px; }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .hero-actions .btn-primary,
  .hero-actions .btn-secondary { justify-content: center; }

  /* Trust bar */
  .trust-bar { padding: 32px 20px; }
  .trust-bar-inner { grid-template-columns: repeat(2, 1fr); gap: 24px; }
  .trust-number { font-size: 28px; }

  /* Sections */
  .section-title { font-size: 30px; }
  .section-header { margin-bottom: 40px; }

  /* About */
  .about-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .about-content h2 { font-size: 30px; }

  /* Cards */
  .services-grid,
  .testimonials-grid,
  .education-grid,
  .blog-grid,
  .video-grid {
    grid-template-columns: 1fr;
  }

  /* Features */
  .features-list { grid-template-columns: 1fr; }

  /* Process */
  .process-steps { grid-template-columns: 1fr; gap: 24px; }

  /* CTA */
  .cta-section h2 { font-size: 30px; }
  .cta-section { padding: 60px 20px; }

  /* Page hero */
  .page-hero { padding: 110px 20px 40px; }
  .page-hero h1 { font-size: 34px; }

  /* Contact */
  .contact-grid { grid-template-columns: 1fr; gap: 40px; }

  /* Footer */
  .footer { padding: 48px 20px 32px; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom {
    flex-direction: column;
    gap: 12px;
    text-align: center;
  }
  .footer-legal a { margin: 0 12px; }
}

/* === PRINT === */
@media print {
  .nav, .footer, .cta-section, .nav-mobile, .btn-primary, .btn-secondary, .btn-gold { display: none; }
  body { font-size: 12pt; color: #000; }
  .hero { padding-top: 20px; }
  .section { padding: 24px 0; }
  a { color: #000; }
  a[href]::after { content: " (" attr(href) ")"; font-size: 10pt; color: #666; }
}